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John KurtzCharlotte · NC

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Troutman · Troutman, NC

134 Millard Lane

Troutman, NC · 2,260 sqft

$329,000

Reduced from $375,000

  • 3Beds
  • 3Baths
  • 2,260SqFt
  • 1998Year
  • 68X120X181X131X75Lot
  • 271Days on market

About this home

IF YOU ARE A FIRST TIME HOME BUYER, OR INVESTOR, OR JUST NEEDING A SECOND HOME IN THE LAKE NORMAN AREA, THEN THIS PROPERTY IS THE PLACE. LOCATED IN THE SHADY COVE SUBDIVISION JUST PAST SKIPPER'S LANDING BOAT DOCK/STORAGE AND LANCASTERS DOCK AND LIFT SYSTEMS ON PERTH RD. TURN RIGHT ON SHADY COVE RD AND FIRST LEFT ON MILLARD. HOME IS IN THE CUL-DE-SAC. NEW HVAC JUST INSTALLED IN JUNE 2025. THE INTERIOR FRESHLY PAINTED IN MAY 2025. ROOF WAS REPLACED IN 2016. DOWNSTAIRS IN THE BASEMENT AREA TWO LARGE PARTIALLY FINISHED ROOMS PLUS BATH AND LAUNDRY ROOM COMBINED. BRING ALL OFFERS AS SELLERS WILL NEGOCIATE.

Property details

Beds
3
Baths
3
SqFt
2,260
Lot
68X120X181X131X75
Year built
1998
Type
Single Family
Days on market
271
Style
Traditional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Basement
Flooring
Concrete, Stone

Features

  • Attic Other
  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,421/ month

Principal & interest
$2,037
Property tax (~1.05%)
$287
Homeowners insurance
$95
HOA dues

Down payment

$16,450 down · $312,550 financed

Income to qualify (28% rule)

~$103,775 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.