Charlotte · Charlotte, NC
1344 Richland Drive
Charlotte, NC · 3,928 sqft
$1,400,000
Reduced from $1,450,000
- 5Beds
- 4.5Baths
- 3,928SqFt
- 2026Year
- 40Days on market
About this home
Welcome to this gorgeous newly constructed home in the Cotswold area of Charlotte. From the moment you step inside, you’re greeted by a dramatic two-story open living space filled with natural light, seamlessly flowing into a sleek, contemporary kitchen—perfect for both everyday living and entertaining. The chef’s kitchen is a true centerpiece, featuring elegant quartz countertops, a show-stopping waterfall island, gas range, and a full suite of stainless steel appliances. The open layout creates an effortless connection between the kitchen, dining, and living areas. With 5 spacious bedrooms and 4.5 beautifully appointed bathrooms, this home offers flexibility for guests, home offices, or multi-generational living. The primary suite is a private retreat, complete with a spa-inspired bathroom boasting a zero-entry walk-in shower, a luxurious soaking tub, and generous space to unwind. The downstairs guest suite is well-appointed and could also serve as a primary suite. Step outside to enjoy a large, fully fenced backyard—ideal for gatherings, pets, or play. A spacious deck overlooks the yard, offering the perfect setting for outdoor dining, morning coffee, or evening relaxation. This home has light filled spaces in every room and finishes that the most discerning buyers are looking for from custom closets to showers with zero-entry and frameless glass, tankless water heater, fully fenced yard, high ceilings and a loft space overlooking the main living area that has a stunning glass railing. This is a fantastic opportunity to get into the booming Cotswold / "Oakwold" area, where many new builds are priced well-above this!
Property details
- Beds
- 5
- Baths
- 4.5
- SqFt
- 3,928
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 40
- Garage
- 2
- Heating
- Central, Floor Furnace, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$10,303/ month
- Principal & interest
- $8,670
- Property tax (~1.05%)
- $1,225
- Homeowners insurance
- $408
- HOA dues
- —
Down payment
$70,000 down · $1,330,000 financed
Income to qualify (28% rule)
~$441,597 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


