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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

1344 Richland Drive

Charlotte, NC · 3,928 sqft

$1,400,000

Reduced from $1,450,000

  • 5Beds
  • 4.5Baths
  • 3,928SqFt
  • 2026Year
  • 40Days on market

About this home

Welcome to this gorgeous newly constructed home in the Cotswold area of Charlotte. From the moment you step inside, you’re greeted by a dramatic two-story open living space filled with natural light, seamlessly flowing into a sleek, contemporary kitchen—perfect for both everyday living and entertaining. The chef’s kitchen is a true centerpiece, featuring elegant quartz countertops, a show-stopping waterfall island, gas range, and a full suite of stainless steel appliances. The open layout creates an effortless connection between the kitchen, dining, and living areas. With 5 spacious bedrooms and 4.5 beautifully appointed bathrooms, this home offers flexibility for guests, home offices, or multi-generational living. The primary suite is a private retreat, complete with a spa-inspired bathroom boasting a zero-entry walk-in shower, a luxurious soaking tub, and generous space to unwind. The downstairs guest suite is well-appointed and could also serve as a primary suite. Step outside to enjoy a large, fully fenced backyard—ideal for gatherings, pets, or play. A spacious deck overlooks the yard, offering the perfect setting for outdoor dining, morning coffee, or evening relaxation. This home has light filled spaces in every room and finishes that the most discerning buyers are looking for from custom closets to showers with zero-entry and frameless glass, tankless water heater, fully fenced yard, high ceilings and a loft space overlooking the main living area that has a stunning glass railing. This is a fantastic opportunity to get into the booming Cotswold / "Oakwold" area, where many new builds are priced well-above this!

Property details

Beds
5
Baths
4.5
SqFt
3,928
Lot
Year built
2026
Type
Single Family
Days on market
40
Garage
2
Heating
Central, Floor Furnace, Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$10,303/ month

Principal & interest
$8,670
Property tax (~1.05%)
$1,225
Homeowners insurance
$408
HOA dues

Down payment

$70,000 down · $1,330,000 financed

Income to qualify (28% rule)

~$441,597 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.