Skip to content
John KurtzCharlotte · NC

View all 48 photos →

Lexington · Lexington, NC

135 Harbor Drive W

Lexington, NC · 3,383 sqft

$1,200,000

  • 4Beds
  • 3.5Baths
  • 3,383SqFt
  • 2004Year
  • 127 X 344 X 122WF X 354Lot
  • 36Days on market

About this home

Welcome to elevated lake living on High Rock Lake. Located in the gated community of Stoney Point Harbor, this beautifully maintained custom-built lakefront home sits on nearly an acre with breathtaking views and exceptional outdoor living. The thoughtfully designed interior features soaring ceilings, refined finishes, and expansive living spaces. Double doors open to a bright sunroom, while the oversized Fiberon maintenance-free deck with remote-control awning is ideal for relaxing or entertaining. Enjoy the hot tub and take in the stunning lake views from the landscaped yard. Recent updates include a new roof, two HVAC units, and refinished hardwood floors (2024), along with a new generator and tankless water heater (2025). Additional features include remote-control blinds, window tinting, and a sealed crawl space with dehumidifier. Offering 4 bedrooms and 3.5 baths, this home provides a rare combination of privacy, quality, and effortless lakefront living. Easy access to the water via a walkable path or cart path, plus a shared pier with boat lift.

Property details

Beds
4
Baths
3.5
SqFt
3,383
Lot
127 X 344 X 122WF X 354
Year built
2004
Type
Single Family
Days on market
36
Garage
2
Style
Traditional
Heating
Electric, Heat Pump, Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Water
HOA dues
$800 / yr

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,898/ month

Principal & interest
$7,431
Property tax (~1.05%)
$1,050
Homeowners insurance
$350
HOA dues
$66

Down payment

$60,000 down · $1,140,000 financed

Income to qualify (28% rule)

~$381,369 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.