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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

136 St John Zion Road

Rutherfordton, NC · 1,431 sqft

$189,900

  • 2Beds
  • 1.5Baths
  • 1,431SqFt
  • 1955Year
  • 1Days on market

About this home

Rare opportunity to own your own mini real estate empire in Rutherfordton. The main home features solid cinder block construction topped with a durable metal roof and has been thoughtfully updated with recent renovations. Vaulted ceilings highlight the main level, along with an open concept kitchen and living area finished with LVP flooring. Two bedrooms and a full bathroom with tile finishes are also located on the main level. Each level of the home is equipped with its own new mini split system for efficient comfort.

The basement level includes a walk in laundry room and additional space that could be finished into a bedroom or second living area. A toilet is already in place in the bathroom area, leaving the rest ready for your customization. Seller is including select building materials to help complete your vision.

Adding to the income potential, a single wide manufactured home currently sits on the property with a lot rent of 400 per month. The home is not owned by the seller and can remain or be removed based on buyer preference. The two residences share a 1500 gallon septic system that was pumped in May 2025, and each has separate power, water, and gas meters.

To the right of the main home is an additional homesite where a residence once stood, offering even more potential for expansion. Across the road, approximately 0.44 acres is included with the parcel and provides further possibilities for building or investment.

Conveniently located just moments from Rutherford Regional Health System with easy access to Highway 108 and 221, this property offers flexibility, income potential, and room to grow.

Property details

Beds
2
Baths
1.5
SqFt
1,431
Lot
Year built
1955
Type
Single Family
Days on market
1
Style
Bungalow
Heating
Ductless, Forced Air
Cooling
Ductless
Foundation
Basement
Flooring
Carpet, Concrete, Tile

Features

  • Open Floorplan
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,397/ month

Principal & interest
$1,176
Property tax (~1.05%)
$166
Homeowners insurance
$55
HOA dues

Down payment

$9,495 down · $180,405 financed

Income to qualify (28% rule)

~$59,899 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.