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John KurtzCharlotte · NC

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Burnsville · Burnsville, NC

137 Mountain Farm Road

Burnsville, NC · 2,236 sqft

$299,000

  • 4Beds
  • 3Baths
  • 2,236SqFt
  • 1972Year
  • 1Days on market

About this home

Welcome to Cattail Creek - a place where heritage, natural beauty, and opportunity come together. This 3bedroom, 3bath home is move-in ready and perfectly positioned right on the creek, offering the soothing sound of rushing water and a peaceful mountain backdrop. While the neighborhood is awaiting some love after Hurricane Helene, this home provides a solid foundation and incredible potential for the next owner to customize it to their vision. A standout feature is the finished living space above the garage, complete with a separate entrance. This versatile area is ideal for a vacation rental, guest suite, studio, or year-round residence - a fantastic opportunity for added income or multi-generational living. Whether you're dreaming of a mountain getaway, an investment property, or a fulltime home with character and charm, Cattail Creek is ready to welcome you.

Property details

Beds
4
Baths
3
SqFt
2,236
Lot
Year built
1972
Type
Single Family
Days on market
1
Garage
2
Style
Cabin
Heating
Heat Pump, Propane
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl
View
Water, Year Round
HOA dues
$150 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,213/ month

Principal & interest
$1,851
Property tax (~1.05%)
$261
Homeowners insurance
$87
HOA dues
$12

Down payment

$14,950 down · $284,050 financed

Income to qualify (28% rule)

~$94,848 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.