Skip to content
John KurtzCharlotte · NC

View all 44 photos →

Nebo · Nebo, NC

1370 Saylor Way #8

Nebo, NC · 1,960 sqft

$950,000

Reduced from $1,050,000

  • 4Beds
  • 2.5Baths
  • 1,960SqFt
  • 2023Year
  • IrregularLot
  • 198Days on market

About this home

Welcome to 1370 Saylor Way #8 in The Enclave at Lake James, a thoughtfully designed post and beam home set on approximately 4.95 private acres with long range mountain views and deeded boatslip S3 included.

Built in 2023, this four bedroom, two full and one half bath home offers a functional layout ideal for full time living, a second home, or investment opportunity, as short term rentals are permitted. The main level features an open living area with a gas fireplace, abundant natural light, and direct access to multiple outdoor living spaces including a covered front porch, rear deck, and screened porch with fireplace. The kitchen is equipped with a large island, solid surface countertops, and a full appliance package, making it well suited for both everyday use and entertaining.

The main level primary suite provides convenience and privacy, while upstairs includes three additional bedrooms, a full bath, and a flexible den or media space. Durable finishes throughout, including vinyl plank flooring, contribute to low maintenance living.

Outdoor amenities include a fire pit area, hot tub, and ample usable yard space surrounded by mature woods, creating a peaceful setting. The property also features a well and septic system already in place.

Located within the gated Enclave at Lake James, the community offers lake access and a balance of privacy and convenience, with Morganton and Marion just a short drive away.

Property details

Beds
4
Baths
2.5
SqFt
1,960
Lot
Irregular
Year built
2023
Type
Single Family
Days on market
198
Style
Post and Beam, Rustic
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Vinyl
View
Long Range, Mountain(s), Winter, Year Round
HOA dues
$775 / yr

Features

  • Hot Tub
  • Kitchen Island
  • Above Ground Hot Tub / Spa
  • Fire Pit
  • Dock - Floating
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,056/ month

Principal & interest
$5,883
Property tax (~1.05%)
$831
Homeowners insurance
$277
HOA dues
$64

Down payment

$47,500 down · $902,500 financed

Income to qualify (28% rule)

~$302,422 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.