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John KurtzCharlotte · NC

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Bakersville · Bakersville, NC

138 Robert Phillips Road

Bakersville, NC · 1,374 sqft

$399,000

Reduced from $419,000

  • 3Beds
  • 2Baths
  • 1,374SqFt
  • 1923Year
  • 55Days on market

About this home

Discover a peaceful homestead retreat at 138 Robert Phillips Road on 10.5 acres of rolling hills & wooded beauty offer a quiet escape from the everyday. This Multi-Family property features a 1923 site-built home that radiates warmth & character, anchored by a cozy living room that's inviting throughout the seasons. The main level is thoughtfully designed for easy living, offering a functional kitchen and comfortable primary bedroom with large walk-in closet. Natural light fills the interior & highlights the character of the home through the large picture windows which also offer year-round mountain & pastoral views. Adding incredible value & versatility to the property is a separate second living quarters, complete with its own kitchen, living area, and full bath. This space is ideal for those seeking a dedicated home office, creative studio, or comfortable guest accommodations. The outdoor amenities include an expansive deck for dining under the stars, a workshop for hobbyists & an additional outbuilding for storage. Nature enthusiasts will appreciate the property's frequent sightings of local wildlife among the trees. This acreage offers a rare combination of privacy & potential w/no restrictions allowing you to truly make the land your own. Whether you are relaxing on the front porch or exploring the hillside you will find a sense of serenity that only the Blue Ridge area can provide. This property is ready to welcome you home to a simpler, more connected way of life.

Property details

Beds
3
Baths
2
SqFt
1,374
Lot
Year built
1923
Type
Single Family
Days on market
55
Garage
1
Heating
Kerosene
Cooling
Ceiling Fan(s)
Foundation
Crawl Space
Flooring
Laminate, Wood
View
Mountain(s), Year Round

Features

  • Attic Other
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,936/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$125,855 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.