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John KurtzCharlotte · NC

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Cedar Mountain · Cedar Mountain, NC

138 Stillwagon Lane

Cedar Mountain, NC · 2,075 sqft

$550,000

  • 3Beds
  • 3Baths
  • 2,075SqFt
  • 1972Year
  • 10Days on market

About this home

Tucked at the end of a quiet cul-de-sac, 138 Stillwagon Lane offers a rare blend of privacy, comfort, and access to the natural beauty of Western North Carolina in Cedar Mountain. Set on 1.27 acres, this well-maintained 3-bedroom, 3-bath home features a flexible floor plan with bonus spaces ideal for guests, a home office, or hobbies. An expanded primary suite creates a spacious retreat, while ample storage throughout supports both full-time living and weekend escapes. The outdoor setting is a standout. A large screened porch overlooks a neighboring pond, offering a peaceful backdrop for morning coffee or relaxed evenings. With minimal nearby homes, the property feels private without being remote. For outdoor enthusiasts, the location is exceptional—just minutes from DuPont State Recreational Forest and Pisgah National Forest, with easy access to hiking, fishing, and recreation across both North and South Carolina. Additional features include deeded secondary access from Edwards Road, providing added convenience and peace of mind in all seasons. Whether you’re seeking a full-time residence or a mountain retreat, 138 Stillwagon Lane offers a compelling mix of privacy, flexibility, and access to the outdoors.

Property details

Beds
3
Baths
3
SqFt
2,075
Lot
Year built
1972
Type
Single Family
Days on market
10
Style
Traditional
Heating
Ductless, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Ductless
Foundation
Basement
View
Water

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,047/ month

Principal & interest
$3,406
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues

Down payment

$27,500 down · $522,500 financed

Income to qualify (28% rule)

~$173,484 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.