Newton · Newton, NC
1399 Ruby Spencer Street
Newton, NC · 1,470 sqft
$279,999
Reduced from $285,000
- 3Beds
- 1Baths
- 1,470SqFt
- 1956Year
- 12Days on market
About this home
Tucked away on .78 acres and privately nestled among peaceful farmland, this charming full brick home offers the perfect blend of durability, comfort, and quiet country living. Featuring 3 bedrooms, 1 bathroom, and 1,470 square feet of living space, this home also includes a full basement with garage door access—ideal for storage, a workshop, or future expansion potential. Convenient to U.S. Route 321, Interstate 40, and North Carolina Highway 16, plus just minutes to downtown Newton and Conover. Private setting + prime location = opportunity you don't want to miss. Whether you're looking for your first home, a peaceful retreat, or a property with room to grow—this one checks all the boxes.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,470
- Lot
- —
- Year built
- 1956
- Type
- Single Family
- Days on market
- 12
- Garage
- 1
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,060/ month
- Principal & interest
- $1,734
- Property tax (~1.05%)
- $245
- Homeowners insurance
- $81
- HOA dues
- —
Down payment
$13,999 down · $265,999 financed
Income to qualify (28% rule)
~$88,319 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.