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John KurtzCharlotte · NC

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Matthews · Matthews, NC

140 Balboa Street

Matthews, NC · 3,619 sqft

$669,000

  • 5Beds
  • 4Baths
  • 3,619SqFt
  • 2025Year
  • 32Days on market

About this home

Discover the perfect blend of comfort and versatility in this impressive 3,619 sq. ft. SHILOH home featuring 5 bedrooms and 4 baths, thoughtfully designed for modern living. The open-concept layout welcomes you with refined details and a warm, inviting atmosphere. The gourmet kitchen is a standout, offering quartz countertops, a stainless-steel apron-front sink, a large center island, and both a butler’s pantry and walk-in pantry—ideal for entertaining or family meals. A private study with French doors and a formal dining room add elegance and everyday functionality. The primary suite provides a relaxing retreat with a vaulted ceiling and spa-inspired bath. Step outside to the screened-in patio, perfect for hosting gatherings or enjoying peaceful outdoor moments. Spacious secondary bedrooms, energy-efficient features, and an upstairs flex space complete this exceptional home. Whether entertaining or enjoying family time, the SHILOH is ready to bring your lifestyle to life—schedule your private tour today!

Property details

Beds
5
Baths
4
SqFt
3,619
Lot
Year built
2025
Type
Single Family
Days on market
32
Garage
2
Style
Traditional, Transitional
Heating
Central, Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$790 / yr

Features

  • Cable Prewire
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,989/ month

Principal & interest
$4,143
Property tax (~1.05%)
$585
Homeowners insurance
$195
HOA dues
$65

Down payment

$33,450 down · $635,550 financed

Income to qualify (28% rule)

~$213,842 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.