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John KurtzCharlotte · NC

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Waynesville · Waynesville, NC

140 Debbie Loop

Waynesville, NC · 3,121 sqft

$825,000

Reduced from $850,000

  • 3Beds
  • 3Baths
  • 3,121SqFt
  • 2013Year
  • 155Days on market

About this home

Mountain Living at Its Finest - First time on the market — and worth the wait. Tucked into the rolling hills of Waynesville, this stunning 3-bedroom, 3-bath mountain home delivers the WNC lifestyle you've been dreaming of, with year-round mountain views, thoughtful design, and room for everyone — all on a beautifully private 1.46-acre lot. Step inside and feel instantly at home. The open floor plan flows effortlessly from the gorgeous kitchen — featuring a large island and separate breakfast bar — through the living area and up to the soaring cathedral ceiling. Single-floor living at its best, with everything you need on the main level, including a spacious primary suite with private deck access, a luxurious ensuite with roll-in shower, two vanities, and a dedicated makeup area. Downstairs, the walkout basement takes entertaining to another level entirely. A large family room, wet bar, full bath, and generous flex room open directly to a private patio — complete with a hot tub. Whether it's a game night, a guest suite, or a short-term rental setup, this space delivers. Outside, Trex decking wraps the home in low-maintenance beauty while you soak in those mountain views. The attached 2-car garage, ADA-compliant design throughout, and chair lift to the basement make this home as functional as it is beautiful. All of this, just 10 minutes from town amenities, 15 minutes to the Blue Ridge Parkway and downtown Waynesville, and 30 minutes to Asheville, Cherokee, and Cullowhee. Skiing, hiking, golf, river rafting, and zip-lining are all within easy reach.

Property details

Beds
3
Baths
3
SqFt
3,121
Lot
Year built
2013
Type
Single Family
Days on market
155
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Central Air, Multi Units
Foundation
Basement, Other - See Remarks
Flooring
Carpet, Tile, Wood
View
Long Range, Mountain(s), Year Round
HOA dues
$415 / yr

Features

  • Breakfast Bar
  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Wet Bar
  • Other - See Remarks
  • Above Ground Hot Tub / Spa
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,106/ month

Principal & interest
$5,109
Property tax (~1.05%)
$721
Homeowners insurance
$240
HOA dues
$34

Down payment

$41,250 down · $783,750 financed

Income to qualify (28% rule)

~$261,709 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.