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John KurtzCharlotte · NC

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Flat Rock · Flat Rock, NC

140 Old Mill Road #214

Flat Rock, NC · 396 sqft

$190,000

  • 1Beds
  • 1Baths
  • 396SqFt
  • 1960Year
  • 19Days on market

About this home

Welcome to a rare find in the heart of historic Flat Rock — a freestanding studio condo with lake views, nestled within Mill House Lodge. This small mountain community is centered around the historic Millhouse, complete with a waterfall and stream. Step out from your private entrance and patio to enjoy the private lake, paddle sports, a fire pit, an outdoor pool, tennis courts, and a lakeside deck. Inside, you'll find charming stone walls, custom drapery, and low-maintenance flooring. All utilities including electric, water, sewer, cable, wifi, and trash pickup are covered by the monthly HOA, with shared laundry on-site. Short-term rentals are permitted and have a strong track record here, making this an appealing option whether you're seeking a full-time residence or an income-producing investment. Seller is open to including furnishings with an acceptable offer. Seller loves this community so much that she has purchased other units in this complex and so wants to consolidate. Located just 10 minutes from downtown Hendersonville and moments from the Carl Sandburg Home and Flat Rock Playhouse. Come visit Rhodes Cottage today!

Property details

Beds
1
Baths
1
SqFt
396
Lot
Year built
1960
Type
Condo
Days on market
19
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Laminate
HOA dues
$483 / mo

Features

  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,881/ month

Principal & interest
$1,176
Property tax (~1.05%)
$166
Homeowners insurance
$55
HOA dues
$483

Down payment

$9,500 down · $180,500 financed

Income to qualify (28% rule)

~$80,631 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.