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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

140 Pine Bluff Drive

Mooresville, NC · 3,618 sqft

$799,000

Reduced from $865,000

  • 4Beds
  • 3.5Baths
  • 3,618SqFt
  • 2007Year
  • 69Days on market

About this home

Priced 66k below current appraisal. Motivated seller! Dream no more—your perfect lake access home is here! No HOA! Vacation Rental friendly! Tucked away on a quiet street, this impressive 3,600+ sq ft home with a FOUR-car garage with 9 ft insulated garage doors captures the sought-after Lake Norman lifestyle, offering amazing outdoor living and easy lake access. The fully fenced backyard is a private escape, designed for both relaxation and family fun. Spend sunny days lounging in the sparkling saltwater pool, gentle on your skin, with a custom outdoor kitchen completing the ultimate backyard oasis. The spacious driveway has plenty of room for boat or RV parking, complete with a 220 RV hookup, making spontaneous lake trips effortless with the community boat ramp just minutes away. Inside, the home blends luxury, comfort, and practicality with soaring 10-foot ceilings, luxury vinyl plank floors, and sunlight streaming through large windows. The rare first-floor primary suite is a true retreat, featuring a spa-like ensuite with a custom walk-in shower, soaking tub, and walk-in closet. A handy drop zone off the garage keeps daily life organized. Private second living quarters with its own entrance includes a bedroom, office/bedroom, kitchen, dining, and generous living space—perfect for extended family, guests, or even a home office, gym, or media room. Ample storage, including floored attic space, adds to the functionality. There are two 50-gallon water heaters. Located near top-rated Woodland Heights schools and just 1 minute from the lake, this property offers the perfect mix of luxury, lifestyle, and location. With no HOA and vacation rental potential, the possibilities are endless!

Property details

Beds
4
Baths
3.5
SqFt
3,618
Lot
Year built
2007
Type
Single Family
Days on market
69
Garage
4
Style
Transitional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Features

  • Attic Walk In
  • Breakfast Bar
  • Drop Zone
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit
  • Outdoor Kitchen
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,880/ month

Principal & interest
$4,948
Property tax (~1.05%)
$699
Homeowners insurance
$233
HOA dues

Down payment

$39,950 down · $759,050 financed

Income to qualify (28% rule)

~$252,026 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.