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John KurtzCharlotte · NC

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Morganton · Morganton, NC

1401 E Union Street

Morganton, NC · 1,758 sqft

$295,000

  • 4Beds
  • 2Baths
  • 1,758SqFt
  • 1950Year

About this home

This charming mid-century brick ranch is situated on a very rare spacious corner lot near downtown Morganton! Offering four bedrooms and two full baths, this home provides the perfect blend of comfort, character, and room to grow. Inside, you’ll find generous living spaces designed for everyday living and entertaining alike. The home also features a large laundry area as part of a full bath, adding convenience and functionality to your daily routine. Downstairs, an unfinished basement offers tons of potential, whether you’re imagining a workshop, future additional living space, or extra storage. Set on nearly 3 acres, this property gives you the freedom to expand, garden, or simply enjoy the extra elbow room that’s getting harder to find in this area. Move in and update as you go, or remove the older aesthetics and use this as a blank canvas and upfit to become your dream home. With its classic brick exterior, corner lot positioning, and abundant space both inside and out, this home is ready for your next chapter!

Property details

Beds
4
Baths
2
SqFt
1,758
Lot
Year built
1950
Type
Single Family
Garage
1
Style
Ranch
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,171/ month

Principal & interest
$1,827
Property tax (~1.05%)
$258
Homeowners insurance
$86
HOA dues

Down payment

$14,750 down · $280,250 financed

Income to qualify (28% rule)

~$93,051 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.