Morganton · Morganton, NC
1401 E Union Street
Morganton, NC · 1,758 sqft
$295,000
- 4Beds
- 2Baths
- 1,758SqFt
- 1950Year
About this home
This charming mid-century brick ranch is situated on a very rare spacious corner lot near downtown Morganton! Offering four bedrooms and two full baths, this home provides the perfect blend of comfort, character, and room to grow. Inside, you’ll find generous living spaces designed for everyday living and entertaining alike. The home also features a large laundry area as part of a full bath, adding convenience and functionality to your daily routine. Downstairs, an unfinished basement offers tons of potential, whether you’re imagining a workshop, future additional living space, or extra storage. Set on nearly 3 acres, this property gives you the freedom to expand, garden, or simply enjoy the extra elbow room that’s getting harder to find in this area. Move in and update as you go, or remove the older aesthetics and use this as a blank canvas and upfit to become your dream home. With its classic brick exterior, corner lot positioning, and abundant space both inside and out, this home is ready for your next chapter!
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 1,758
- Lot
- —
- Year built
- 1950
- Type
- Single Family
- Garage
- 1
- Style
- Ranch
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,171/ month
- Principal & interest
- $1,827
- Property tax (~1.05%)
- $258
- Homeowners insurance
- $86
- HOA dues
- —
Down payment
$14,750 down · $280,250 financed
Income to qualify (28% rule)
~$93,051 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.