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John KurtzCharlotte · NC

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Matthews · Matthews, NC

1405 Elmsford Lane

Matthews, NC · 3,813 sqft

$1,195,000

  • 5Beds
  • 4Baths
  • 3,813SqFt
  • 2005Year
  • 66.94 x 39.57 x 160.22 x 90.47 x 176.56Lot
  • 3Days on market

About this home

Gorgeous all brick home, where every detail has been lovingly cared for and impeccably maintained. A gracious foyer welcomes you, opening to a spacious formal dining room and an inviting family room that flows seamlessly into a chef's dream kitchen.The kitchen is a true highlight, boasting premium stainless steel appliances, a high-performance gas range, and an oversized center island perfect for casual meals or lively gatherings. Adjacent, the cozy keeping room features a warm fireplace and opens directly to a gorgeous covered patio—ideal for year-round outdoor relaxation while overlooking the private, fully fenced backyard.On the main level, the luxurious owner's suite offers a serene retreat with a trey ceiling, expansive walk-in closet, and a spa-like custom shower. Upstairs, you'll find three generously sized bedrooms plus a large bonus room over the garage, providing flexible space for a home office, playroom, or media area. Pristinely presented and barely lived in—no pets, no wear, just pure cleanliness—this home is a rare find for anyone who values spotless, turnkey living. If you're searching for a property that feels fresh and pristine from top to bottom, your search ends here.

Property details

Beds
5
Baths
4
SqFt
3,813
Lot
66.94 x 39.57 x 160.22 x 90.47 x 176.56
Year built
2005
Type
Single Family
Days on market
3
Garage
2
Style
Transitional
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Wood
HOA dues
$300 / yr

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,820/ month

Principal & interest
$7,400
Property tax (~1.05%)
$1,045
Homeowners insurance
$348
HOA dues
$25

Down payment

$59,750 down · $1,135,250 financed

Income to qualify (28% rule)

~$378,006 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.