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John KurtzCharlotte · NC

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Troutman · Troutman, NC

141 Winding Creek Drive

Troutman, NC · 4,292 sqft

$985,000

Reduced from $995,000

  • 4Beds
  • 4Baths
  • 4,292SqFt
  • 2007Year
  • 74Days on market

About this home

A rare opportunity to own a home that combines flexible multi-generational space with secondary living quarters, a private backyard pool retreat, and perfectly positioned in a desirable Troutman location near Lake Norman and Lake Norman State Park. This is an original custom-built home designed for flexible living and entertaining. The finished walk-out basement functions as its own living space, featuring a large recreation room with projector screen wall, a second kitchen, full bathroom, exercise room, and additional flex room that could be used as a bedroom, teen suite or office. This level features extensive storage areas too. French doors lead directly to the pool patio, making this level ideal for pool days. Whether it’s guests, extended family, or multi-generational living you need this home offers it all. Stepping outside you find a 16' x 33' in-ground saltwater pool with tanning ledge and diving board, bordered by Tennessee rock. The backyard is tree-lined for added privacy thanks to nature.. The sundeck was rebuilt in 2025, creating the perfect setting for outdoor entertaining and summer gatherings. The fenced yard also includes a wired storage building . There is also an overflow parking pad that is perfect for boats, recreation vehicles or just more cars. Inside, the main level features natural wood floors, granite countertops, honey-maple cabinetry in the main kitchen, and a bay-window breakfast room overlooking the pool. The spacious primary suite includes a tray ceiling, bay sitting area, two walk-in closets, jetted tub, double vanities, and walk-in shower with dual shower heads. A second bedroom on the main level offers flexibility for guests, nursery, or office space. A main level primary suite and a secondary bedroom on this level is super hard to find! Upstairs you’ll find two additional bedrooms, an enormous bonus room with eave storage. New carpet installed in 2026 in all carpeted spaces. This home has so much storage you won't ever run out of space for anything! Additional features include a water filtration system, garage heater, 220 outlet service in garage that is 30 amp with a 50 amp outlet. Located in a neighborhood with covenants in place but no HOA dues at this time, and just minutes from Lake Norman State Park, Lake Norman boating access, Troutman, and Mooresville amenities. Less than 5 minutes to Duke Power State Park for days on the lake! Convenient to Mooresville too for shopping. I-77 and I-40 are also convenient no matter where work or play may take you. This one has everything you need.

Property details

Beds
4
Baths
4
SqFt
4,292
Lot
Year built
2007
Type
Single Family
Days on market
74
Garage
2
Style
Transitional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Whirlpool

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$7,249/ month

Principal & interest
$6,100
Property tax (~1.05%)
$861
Homeowners insurance
$287
HOA dues

Down payment

$49,250 down · $935,750 financed

Income to qualify (28% rule)

~$310,695 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.