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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

1428 S Church Street

Charlotte, NC · 2,051 sqft

$790,000

  • 3Beds
  • 3Baths
  • 2,051SqFt
  • 2015Year
  • 1Days on market

About this home

Rare opportunity to own a modern townhome in the heart of South End with unobstructed Uptown Charlotte skyline views—an increasingly hard-to-find combination.

Located in the sought-after Lumina community, this 3-bedroom, 3-bath, 3-story townhome offers over 2,000 square feet of thoughtfully designed living space just steps from top restaurants, breweries, shopping, and the LYNX light rail—providing effortless access to Uptown, SouthPark, and beyond.

The open-concept main level features hardwood floors, abundant natural light, and a sleek, modern kitchen with quartz countertops, Bosch appliances, custom cabinetry, and a wine refrigerator—ideal for both everyday living and entertaining.

Each bedroom includes its own en-suite bath, offering flexibility for guests, roommates, or a private home office setup. The top-level primary suite provides a quiet retreat, while two private balconies showcase rare, unobstructed skyline views—bringing the best of city living right to your doorstep.

Additional highlights include a 2-car attached garage, low-maintenance living, and a functional floor plan designed for today’s buyer.

If you’ve been searching for a South End townhome with walkability, modern finishes, and true Uptown views—this is your chance to have it all!

Property details

Beds
3
Baths
3
SqFt
2,051
Lot
Year built
2015
Type
Townhome
Days on market
1
Garage
2
Style
Modern
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Wood
View
City, Year Round
HOA dues
$318 / mo

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,132/ month

Principal & interest
$4,892
Property tax (~1.05%)
$691
Homeowners insurance
$230
HOA dues
$318

Down payment

$39,500 down · $750,500 financed

Income to qualify (28% rule)

~$262,815 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.