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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

143 S Ridgecrest Avenue

Rutherfordton, NC · 2,495 sqft

$399,000

Reduced from $405,000

  • 4Beds
  • 3Baths
  • 2,495SqFt
  • 1893Year
  • 68Days on market

About this home

Stately Charm Meets Modern Luxury! Experience the perfect blend of historic character and modern sophistication in the heart of Rutherfordton. This beautifully renovated home features soaring ceilings, exquisite dental molding, and original refinished hardwoods (2024), all within less than half a mile of downtown shops and the hospital. The main level includes a spacious study anchored by a rustic fireplace with exposed wood beams, and living and dining rooms featuring elegant chandeliers. The chef’s kitchen has been fully updated with a suite of new stainless steel appliances, while the primary bedroom on the main floor offers a luxurious ensuite bathroom. With a new roof (2024) and updated flooring throughout, this turn-key home combines character, comfort, and modern convenience. Enjoy the mature, lush landscaping from your yard, or take advantage of the nearby Thermal Belt Rail Trail for recreation. The exterior siding is cedar wood siding. All appliances, including the washer/dryer, are included, and the property is conveniently located approximately 20 minutes (27 miles) from the Tryon International Equestrian Center. Back sunroom is a bonus space in need of repairs; code compliance unverified. Home is sold as-is.

Property details

Beds
4
Baths
3
SqFt
2,495
Lot
Year built
1893
Type
Single Family
Days on market
68
Heating
Forced Air
Cooling
Electric
Foundation
Basement, Crawl Space
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,936/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$125,855 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.