Albemarle · Albemarle, NC
1431 Hilltop Street
Albemarle, NC · 1,400 sqft
$258,000
Reduced from $259,000
- 3Beds
- 2.5Baths
- 1,400SqFt
- 2026Year
- 44Days on market
About this home
**Seller offering 1.5% in closing credit OR if using preferred lender, up to 3% of purchase price with acceptable offer
A brand-new home that blends comfort, style, and a little breathing room.
This 3-bedroom, 2.5-bath home offers about 1,400 sq ft with a smart, easy-flow layout. The main level features an open family room and dining area, a functional kitchen with pantry, nearby laundry, and a convenient half bath. Upstairs, the private primary suite includes a walk-in closet and en-suite bath, plus two additional bedrooms and a full hall bath.
Set on a generous 0.49-acre lot, there’s plenty of space to relax, entertain, or enjoy the outdoors your way. Tucked in a peaceful area but still close to local shops, dining, and everyday essentials, this home delivers the best of both convenience and quiet living.
Move-in ready and made for modern life—come see it for yourself!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,400
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 44
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,898/ month
- Principal & interest
- $1,597
- Property tax (~1.05%)
- $225
- Homeowners insurance
- $75
- HOA dues
- —
Down payment
$12,900 down · $245,100 financed
Income to qualify (28% rule)
~$81,380 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.