Skip to content
John KurtzCharlotte · NC

View all 48 photos →

Mill Spring · Mill Spring, NC

1434 Lake Adger Road

Mill Spring, NC · 1,194 sqft

$575,000

Reduced from $585,000

  • 4Beds
  • 3Baths
  • 1,194SqFt
  • 1945Year
  • 29Days on market

About this home

Take in breathtaking mountain scenery from this 3BR/2BA picturesque horse farm on 7.76 acres. A classic Appalachian mountain cottage, the main house is designed for casual farm living. Inside this charming 1940s home, recent modern updates (durable metal roof, new HVAC, gutters, LVP flooring). The original kitchen cabinets honor the historic character of the house while featuring stainless steel refrigerator and Corian counters. Baths have been renovated with new insulation and wiring. A wood-burning fireplace insert, hardwood floors, and original hearth define the cozy living room. Many windows throughout allow for lots of natural light inside. The property includes a charming 600 square ft. 1BR/1BA ADU with good rental history for additional income. This added living space has been lovingly renovated. For the equestrian, the setup for horses couldn't be better. An older, but solid barn has 6 large matted stalls, loft hay storage, a large riding arena (120' x 70' +/-), 12 x 36 run-in shelter, and an additional outbuilding for farm storage. Pasture is well-established and has a gentle roll for building up top lines. This small farm property is appropriate for boarding, professional training, or a hobby farm. It's conveniently located near Asheville and Hendersonville, NC, as well as Greenville and Spartanburg, SC. The Tryon area has 3 horse competition centers for EQ enthusiasts.

Property details

Beds
4
Baths
3
SqFt
1,194
Lot
Year built
1945
Type
Single Family
Days on market
29
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Pantry
  • Walk-In Closet(s)
  • Fence
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,231/ month

Principal & interest
$3,561
Property tax (~1.05%)
$503
Homeowners insurance
$167
HOA dues

Down payment

$28,750 down · $546,250 financed

Income to qualify (28% rule)

~$181,370 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.