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John KurtzCharlotte · NC

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Richfield · Richfield, NC

1435 Panther Point Road

Richfield, NC · 1,660 sqft

$575,000

Reduced from $699,000

  • 3Beds
  • 1Baths
  • 1,660SqFt
  • 1949Year
  • 149Days on market

About this home

Bring us an offer; Per the seller property had appraised more than listing price! Welcome to your slice of paradise on High Rock Lake! Exterior updated in 2022 and the interior was updated first quarter of 2025. This beautifully maintained, custom-built lakefront home offers beautiful lake views and direct water access. Enjoy sunrises from the stoned back patio, or spend your afternoons relaxing on your private, deep-water pier and floating dock or the boating house equipped with electricity and a boat slip.

The main level features an open-concept living area, a gas-log fireplace, and windows that frame the spectacular lake views. The kitchen features stone countertops with popular waterfall leg, stainless steel appliances, stainless farmhouse sink and a large island perfect for entertaining. Both bedrooms located on the main floor, with a shared full bathroom in-between. Whole home water treatment system with a water neutralizer and a water softener and moisture barrier protected crawl space.

The walk-out lower level includes a large family room, and ample storage space. This area is perfect for guests or a dedicated recreational space. A covered patio provides a shaded area just steps from the slightly sloped lawn leading to the water's edge.

This property is a dream opportunity, offering Airbnb Rental income, year-round water access suitable for fishing, water sports, and leisurely kayak cruises. Located in a tranquil cove, yet just minutes from local marinas and the main channel. Experience the best of lake living with a stunning home ready for immediate enjoyment or rental income. All extra cinder block and aluminum on concrete pad conveys with the home (Home used for Airbnb, seller provided rental income information available)

Property details

Beds
3
Baths
1
SqFt
1,660
Lot
Year built
1949
Type
Single Family
Days on market
149
Style
Ranch
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement
Flooring
Vinyl
View
Water, Year Round

Features

  • Kitchen Island
  • Open Floorplan
  • Fire Pit
  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,231/ month

Principal & interest
$3,561
Property tax (~1.05%)
$503
Homeowners insurance
$167
HOA dues

Down payment

$28,750 down · $546,250 financed

Income to qualify (28% rule)

~$181,370 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.