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John KurtzCharlotte · NC

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Hot Springs · Hot Springs, NC

145 Kirks Drive

Hot Springs, NC · 1,141 sqft

$725,000

  • 4Beds
  • 1Baths
  • 1,141SqFt
  • 9999Year
  • 14Days on market

About this home

For buyers seeking a full-scale project, this property offers the opportunity to create an entirely new vision in a classic mountain setting. The traditional 1.5-story farmhouse sits on approximately 100 acres in rural Spring Creek Valley, featuring open pastureland, wooded hillsides, creek frontage, and long-range mountain views. The outbuildings include a multi-car tandem garage/workshop, an equipment building, and a livestock barn.

The property is located in the scenic Spring Creek Valley, surrounded by steep hillsides and a stream that ultimately flows into the French Broad River. Just down the road is the Spring Creek Community Center, a long-standing gathering point for local residents. The broader Hot Springs area is well known for Appalachian hiking, fishing, and outdoor recreation.

The home and all outbuildings require restoration. This is an estate transaction, and the sellers have never occupied the home. Recorded rights-of-way exist for adjoining property owners. Due to the property's overall condition, it will not meet all financing requirements.

All inspections are for buyer information only; the sellers will not perform or pay for any repairs, including those required by an appraisal. The property is being sold strictly “As Is,” “Where Is,” and “With All Faults.” The seller is a trust representing the estate of the owners who passed away and therefore makes no warranties or representations, express or implied, including any warranties of merchantability or fitness.

No well permit was located. Because the county’s recorded construction year conflicts with the home’s observed materials, the true age of the dwelling is considered unknown. It is also unknown whether any buried fuel tanks exist on the property.

A portion of the acreage across Hwy 209, as well as approximately one-third of the 25-acre pasture used for hay, is located within the designated floodway zone.

Property showings are available by appointment only. Please contact your Realtor to schedule a time.

Property details

Beds
4
Baths
1
SqFt
1,141
Lot
Year built
9999
Type
Single Family
Days on market
14
Garage
2
Style
Farmhouse
Heating
Electric, Forced Air, Heat Pump
Cooling
Central Air
Foundation
Stone
Flooring
Vinyl, Wood
View
Mountain(s), Year Round

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,335/ month

Principal & interest
$4,490
Property tax (~1.05%)
$634
Homeowners insurance
$211
HOA dues

Down payment

$36,250 down · $688,750 financed

Income to qualify (28% rule)

~$228,684 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.