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John KurtzCharlotte · NC

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Union Mills · Union Mills, NC

145 Mountain Forest Drive

Union Mills, NC · 1,566 sqft

$425,000

Reduced from $489,000

  • 2Beds
  • 2Baths
  • 1,566SqFt
  • 2003Year
  • 425Days on market

About this home

Tucked away along the edge of the South Mountains in Western North Carolina, this charming cabin on 8+ acres offering exceptional peace and natural beauty. Property is best suited for enjoyment as-is and is not intended for further development or additional structures. A garage or outbuilding near the home would be a possibility. The land offers the perfect balance of rustic beauty and modern comfort. Surrounded by towering hardwoods and the sounds of nature, this private retreat invites you to truly unplug and unwind. Explore your own wooded acreage or venture onto the nearby trails of the adjacent NC Game Land—outdoor adventure is right at your doorstep. Inside, the cabin welcomes you with a warm and inviting living room featuring vaulted ceilings, rich wood interiors, and a stunning floor-to-ceiling stone fireplace. West-facing picture windows fill the space with natural light and frame breathtaking sunset views each evening. Step outside onto the wraparound porch—ideal for morning coffee among the trees or relaxing evenings under a canopy of stars. The upper-level bath offers a spa-like experience with a newly updated walk-in tiled shower (2024) and a jetted tub. Thoughtful updates provide peace of mind, including a new HVAC system with Nest thermostat (2023), new well and pump (2022), and a durable metal roof (2021). An outdoor shed adds additional storage for tools and gear. Whether you’re searching for a peaceful getaway, a second home, or a full-time mountain escape, this property captures the timeless magic of life in the North Carolina mountains. Located just 20–30 minutes from Marion, Rutherfordton, Forest City, and Morganton, you’ll enjoy both seclusion and convenience. As an added bonus, walk across the street to access over 500 acres of NC State Forest protected game lands—perfect for hiking, exploring, and connecting with nature.

Property details

Beds
2
Baths
2
SqFt
1,566
Lot
Year built
2003
Type
Single Family
Days on market
425
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
HOA dues
$840 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,197/ month

Principal & interest
$2,632
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues
$70

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$137,056 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.