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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

14522 Harbor Estate Road

Charlotte, NC · 2,870 sqft

$580,000

  • 4Beds
  • 2.5Baths
  • 2,870SqFt
  • 1987Year
  • 1Days on market

About this home

Beautiful retreat and well-maintained home nestled in the quiet Harbor Estates enclave. This cedar exterior home features eye-catching architecture, thoughtfully designed lines, and timeless curb appeal. Inside, you’ll find soaring ceilings, warm natural finishes, and a seamless flow between indoor and outdoor living spaces.

Offering approximately 2,880 square feet, this four-bedroom, three-bath residence provides spacious interiors ideal for both everyday family living and entertaining. The welcoming layout includes a gracious foyer, formal and casual living areas, a cozy fireplace, and an attached garage.

Situated on a lushly landscaped wooded lot, this home offers a peaceful and quiet setting with privacy and natural beauty. The spacious backyard provides plenty of room for children to play, outdoor gatherings, or simply relaxing in your own private retreat.

Enjoy the convenience of being just a short walk to the lake, while also located minutes from Lake Wylie and the The Palisades Country Club community amenities. This location also offers proximity to reputable schools, dining, shopping, and recreation.

Ready for the next buyer’s personal touch.

Property details

Beds
4
Baths
2.5
SqFt
2,870
Lot
Year built
1987
Type
Single Family
Days on market
1
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Wood

Features

  • Fire Pit
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,268/ month

Principal & interest
$3,592
Property tax (~1.05%)
$507
Homeowners insurance
$169
HOA dues

Down payment

$29,000 down · $551,000 financed

Income to qualify (28% rule)

~$182,947 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.