Rutherfordton · Rutherfordton, NC
146 Major Fergusons Hill
Rutherfordton, NC · 4,204 sqft
$725,000
Reduced from $750,000
- 5Beds
- 6Baths
- 4,204SqFt
- 2000Year
- 119Days on market
About this home
Nestled on ~1.9 acres in the mature rural subdivision of Gilbertown near Rutherfordton, this beautifully updated 5-bedroom, 5 full bath (and 2 half bath) home offers the perfect blend of space, privacy, and modern comfort. Please note that an additional 2-3 rooms could have beds added! Thoughtfully updated, the home features generous living areas, numerous well-appointed bedrooms, and multiple bathrooms designed for both convenience and style. Outside, enjoy the ~500 sq ft of deck, both covered and uncovered. The fully fenced back yard provides an ideal setting for pets, play, or peaceful outdoor living, with plenty of room to enjoy the surrounding rural atmosphere. You'll also find a detached two-stall garage offering ample space for extra vehicles, storage, or hobby use. Located in a quiet, established neighborhood minutes from restaurants, grocery, and healthcare, this property delivers the tranquility of country living while offering a refined, move-in-ready residence on nearly two acres—an exceptional opportunity in the desirable Gilbertown community.
Property details
- Beds
- 5
- Baths
- 6
- SqFt
- 4,204
- Lot
- —
- Year built
- 2000
- Type
- Single Family
- Days on market
- 119
- Garage
- 2
- Heating
- Electric, Forced Air, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Electric, Heat Pump, Zoned
- Foundation
- Basement, Slab
- Flooring
- Tile, Wood
Features
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$5,335/ month
- Principal & interest
- $4,490
- Property tax (~1.05%)
- $634
- Homeowners insurance
- $211
- HOA dues
- —
Down payment
$36,250 down · $688,750 financed
Income to qualify (28% rule)
~$228,684 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.