Skip to content
John KurtzCharlotte · NC

View all 42 photos →

Rutherfordton · Rutherfordton, NC

146 Major Fergusons Hill

Rutherfordton, NC · 4,204 sqft

$725,000

Reduced from $750,000

  • 5Beds
  • 6Baths
  • 4,204SqFt
  • 2000Year
  • 119Days on market

About this home

Nestled on ~1.9 acres in the mature rural subdivision of Gilbertown near Rutherfordton, this beautifully updated 5-bedroom, 5 full bath (and 2 half bath) home offers the perfect blend of space, privacy, and modern comfort. Please note that an additional 2-3 rooms could have beds added! Thoughtfully updated, the home features generous living areas, numerous well-appointed bedrooms, and multiple bathrooms designed for both convenience and style. Outside, enjoy the ~500 sq ft of deck, both covered and uncovered. The fully fenced back yard provides an ideal setting for pets, play, or peaceful outdoor living, with plenty of room to enjoy the surrounding rural atmosphere. You'll also find a detached two-stall garage offering ample space for extra vehicles, storage, or hobby use. Located in a quiet, established neighborhood minutes from restaurants, grocery, and healthcare, this property delivers the tranquility of country living while offering a refined, move-in-ready residence on nearly two acres—an exceptional opportunity in the desirable Gilbertown community.

Property details

Beds
5
Baths
6
SqFt
4,204
Lot
Year built
2000
Type
Single Family
Days on market
119
Garage
2
Heating
Electric, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump, Zoned
Foundation
Basement, Slab
Flooring
Tile, Wood

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,335/ month

Principal & interest
$4,490
Property tax (~1.05%)
$634
Homeowners insurance
$211
HOA dues

Down payment

$36,250 down · $688,750 financed

Income to qualify (28% rule)

~$228,684 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.