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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

14621 Smith Road

Charlotte, NC · 1,520 sqft

$374,000

  • 3Beds
  • 2Baths
  • 1,520SqFt
  • 1992Year
  • 4Days on market

About this home

Discover this beautifully updated 3-bedroom, 2-bath single-family ranch at 14621 Smith Rd, Charlotte, NC 28273 – offering exceptional value in a prime south Charlotte location. Built in 1993 and sitting on a generous 0.29-acre lot, this 1,520 sq ft home (plus 412 sq ft attached two-car garage) has been thoughtfully refreshed with modern upgrades throughout. No HOA means more freedom and lower costs! Step inside to find hardwood flooring throughout all living areas, creating a warm, cohesive feel. The spacious kitchen is a highlight with its large pantry, gas range, and built-in microwave – perfect for everyday meals or entertaining. The primary suite boasts a tray ceiling, generous walk-in closet, and a beautifully renovated en-suite bath featuring a walk-in shower and dual-sink vanity. Both full baths feel fresh and contemporary.

Recent updates include:

Primary bath renovation with walk-in shower and double vanity HVAC system (recently updated for reliable comfort) Hardwood flooring throughout the main living spaces Gutters and downspouts for excellent drainage Large deck – ideal for relaxing, grilling, or enjoying the outdoors

The attached two-car garage comes complete with a wi-fi enabled garage door opener, and provides plenty of storage and parking convenience.

What truly sets this home apart? Across the street, enjoy protected natural views (thanks to zoning that preserves the green space—no future houses blocking your outlook!). The lot itself features some of the best mature trees in the area, creating a peaceful, wooded oasis right in your backyard. It's a rare find in this price range—private, serene, and full of natural beauty.

Location can't be beat:

Yards away from a walking/biking path (Greenway) for easy outdoor recreation Walkable to nearby shopping areas Convenient access to Interstate 77 for a quick commute Just 20 minutes to uptown Charlotte Close to Fort Mill and Rock Hill for additional dining, entertainment, and amenities Nearby schools in the Charlotte-Mecklenburg district (including River Gate Elementary nearby)

Currently vacant and ready for immediate move-in—no waiting! This is the perfect opportunity for first-time buyers, homeowners seeking low-maintenance living, or anyone looking for value-packed living in a growing area. Don't miss this gem—schedule your private showing today before it's gone!

Property details

Beds
3
Baths
2
SqFt
1,520
Lot
Year built
1992
Type
Single Family
Days on market
4
Garage
2
Heating
Central, ENERGY STAR Qualified Equipment, Forced Air, Natural Gas
Cooling
Central Air, Electric, ENERGY STAR Qualified Equipment
Foundation
Crawl Space
Flooring
Wood

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,752/ month

Principal & interest
$2,316
Property tax (~1.05%)
$327
Homeowners insurance
$109
HOA dues

Down payment

$18,700 down · $355,300 financed

Income to qualify (28% rule)

~$117,969 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.