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John KurtzCharlotte · NC

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Sylva · Sylva, NC

148 Cross Stitch Mountain Road

Sylva, NC · 1,977 sqft

$459,000

  • 4Beds
  • 3Baths
  • 1,977SqFt
  • 2003Year
  • 1Days on market

About this home

Full renovation nearing completion, this site-built home in Sylva feels bright, refreshed, and nearly ready to enjoy. Set on 1.17 acres between Waynesville and Sylva, the home offers right at 2,000 sq ft, 3 full baths with tile showers, 2 primary suites, a 3rd bedroom, an additional flex room for a home office, playroom, home gym, or hobbies. Winter mountain views, a fully fenced flat yard around the home, and no HOA. Welcome to 148 Cross Stitch Mountain Rd, a Western North Carolina retreat built in 2003 with major recent improvements inside and out. A large front deck welcomes you upon entry, creating an inviting outdoor space for morning coffee, mountain air, relaxing, or gathering before you even step inside. The layout gives you practical everyday space with room for guests, remote work, or multi-use living. Two primary suites add comfort and privacy, while the additional bedrooms create options for sleeping space, office space, hobbies, or visitors. The updates carry through the baths with tile showers that give each space a polished, low-maintenance finish. The open-concept kitchen is the final piece of the renovation and is scheduled to be completed in just a couple weeks, giving the home an updated central gathering space to match the rest of the improvements. Outside, the flat yard around the home is fully fenced, creating a defined outdoor area for relaxing, playing, gardening, or pets, while the larger 1.17 acre setting adds privacy, natural surroundings, and mountain views. Located near Western Carolina University and the Blue Ridge Parkway, this home offers direct access from Great Smoky Mountains Expressway (US-23 S/US-74 W) onto Cross Stitch Mountain Rd, keeping mountain living peaceful yet connected. This fresh, new listing offers a strong fit for buyers seeking updated space!!

Property details

Beds
4
Baths
3
SqFt
1,977
Lot
Year built
2003
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space
Flooring
Tile, Vinyl

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,378/ month

Principal & interest
$2,842
Property tax (~1.05%)
$401
Homeowners insurance
$133
HOA dues

Down payment

$22,950 down · $436,050 financed

Income to qualify (28% rule)

~$144,781 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.