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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

1481 Grace Avenue

Lancaster, SC · 1,185 sqft

$234,000

Reduced from $235,000

  • 2Beds
  • 2Baths
  • 1,185SqFt
  • 1980Year
  • 100x500Lot
  • 24Days on market

About this home

Welcome to 1481 Grace Ave, situated on over 1 acre just outside Lancaster. This 2-bedroom, 2-bath home features a bright, open living area with a gas fireplace and a functional layout. In a 100% financing USDA loan eligible area with NO HOA! Seller now offering $2,000 in closing costs!

An enclosed porch offers flexible space for a home office or additional living area. The kitchen includes all appliances, providing a convenient move-in experience. The property features a spacious backyard with mature crab apple, pear, and pecan trees, offering a peaceful outdoor setting.

Ideal for first-time homebuyers or investors seeking space and value.

Home is being sold as-is.

Property details

Beds
2
Baths
2
SqFt
1,185
Lot
100x500
Year built
1980
Type
Single Family
Days on market
24
Style
Ranch
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,722/ month

Principal & interest
$1,449
Property tax (~1.05%)
$204
Homeowners insurance
$68
HOA dues

Down payment

$11,700 down · $222,300 financed

Income to qualify (28% rule)

~$73,809 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.