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John KurtzCharlotte · NC

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Morganton · Morganton, NC

1488 Watermill Road

Morganton, NC · 1,382 sqft

$259,000

  • 3Beds
  • 2Baths
  • 1,382SqFt
  • 2001Year
  • 208.72x178.72x208.72x266Lot
  • 9Days on market

About this home

Welcome to a place you’ll truly enjoy calling home! This notably well-cared-for home is perfectly set on a little over 1-acre, providing the rare blend of privacy, room to grow, and effortless comfort. The spacious lot gives you plenty of outdoor options—whether you want a peaceful retreat, a gardening paradise, or space for gatherings with family and friends. Step inside to find a very clean and inviting space, with thoughtful updates and plenty of room to relax or gather with friends. You’ll enjoy entertaining in the large living room or cooking in the spacious kitchen. There are plenty of rooms and closet space, but if you’re in the need for another room, there is an additional room that could be used for a home office and it is part of the attached double garage. And for added peace of mind and accessibility, the home features a long ramp leading to the front porch. Plus, the original stairs are still in place so the ramp could be removed if needed. Outdoors, the amenities are just as impressive. Picture yourself unwinding in your very own gazebo—perfect for reading a book, enjoying a cup of coffee, or sharing laughter with guests. If you have a green thumb or hope to develop one, you’ll love the unique greenhouse that makes it easy to nurture flowers, vegetables, or herbs all year-round. The property is also equipped with a massive 4,000-gallon underground water tank, giving you a reliable and efficient way to keep your garden and grounds lush and green no matter the season. The tank is connected to the home’s gutter system, and for another bonus, there are several yard hydrants spread out on the property. This property is ideal for anyone wanting a calm and welcoming place to call their own. Location is another prime feature of this home. It is just minutes from schools, grocery stores, parks, and playgrounds. The home is just 7 minutes from Historic Downtown Morganton where you’ll find an array of restaurants, shops, pubs, and professional services. Travel 10 minutes in the other direction and you’ll arrive at beautiful Lake James. Lake James covers almost 11 Sq. Miles with 150 miles of shoreline. It is a major recreation destination for boating, hiking, camping, and fishing. Burke Co. has been coined “Nature’s Playground” because of the State Parks/Trails & the thousands of acres of the Pisgah National Forest. This home is in a key location to access all the adventures the area has to offer. Don’t miss the chance to make this special home yours! Reach out to us to learn more or to schedule a private tour, and experience all it has to offer!

Property details

Beds
3
Baths
2
SqFt
1,382
Lot
208.72x178.72x208.72x266
Year built
2001
Type
Single Family
Days on market
9
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Other - See Remarks

Features

  • Split Bedroom
  • Walk-In Closet(s)
  • Rainwater Catchment

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,906/ month

Principal & interest
$1,604
Property tax (~1.05%)
$226
Homeowners insurance
$75
HOA dues

Down payment

$12,950 down · $246,050 financed

Income to qualify (28% rule)

~$81,695 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.