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John KurtzCharlotte · NC

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Lake Toxaway · Lake Toxaway, NC

149 Hiwassee Road

Lake Toxaway, NC · 3,160 sqft

$1,250,000

  • 3Beds
  • 1.5Baths
  • 3,160SqFt
  • 2015Year
  • 7Days on market

About this home

LAKEFRONT living and mountain tranquility in this beautifully crafted 2015 home, ideally situated in Indian Lake Estates. Designed for both comfort and connection to the outdoors, this property offers stunning lake views from nearly every room and a lifestyle that’s hard to match.

The main level features a vaulted great room with a cozy wood-burning fireplace, creating a warm and inviting space for gathering. The open-concept kitchen and dining area showcase granite countertops, double ovens, upscale stainless appliances, and a truly unique artistic touch with custom stained-glass cabinet doors. The spacious primary suite includes private access to the expansive covered and screened porch, along with an en-suite bath and dual closets. An additional bedroom or office and powder room complete the main level.

Stretching across the entire back of the home, the covered and screened porch is the perfect place to enjoy morning coffee, evening sunsets, and peaceful lake views year-round.

The lower-level walk-out offers exceptional flexibility with a private guest suite, full bath, and studio space—ideal for an in-law suite, creative retreat, or potential vacation rental.

Step outside and embrace the lifestyle this property offers. With private lake frontage, enjoy kayaking, fishing, swimming, and relaxing from your own dock. Surrounded by natural, mature landscaping, the property provides a sense of privacy while blending beautifully with its surroundings. Nearby hiking trails add even more opportunity to explore the outdoors.

Additional features include a fenced yard for pets or play and an oversized garage for ample storage and a hot tub to relax and unwind! Full house Generac generator. Private dock with 4 kayaks.

Whether you're seeking a full-time residence, mountain getaway, or investment opportunity, this lakefront property delivers the best of Western North Carolina living.

Property details

Beds
3
Baths
1.5
SqFt
3,160
Lot
Year built
2015
Type
Single Family
Days on market
7
Garage
2
Style
Traditional
Heating
Central, Electric, Forced Air, Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Wood
View
Mountain(s), Water
HOA dues
$984 / yr

Features

  • Breakfast Bar
  • Hot Tub
  • Kitchen Island
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,281/ month

Principal & interest
$7,741
Property tax (~1.05%)
$1,093
Homeowners insurance
$364
HOA dues
$82

Down payment

$62,500 down · $1,187,500 financed

Income to qualify (28% rule)

~$397,797 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.