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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

1514 Melchor Road #84

Albemarle, NC · 1,976 sqft

$385,000

  • 3Beds
  • 2Baths
  • 1,976SqFt
  • 1987Year
  • 32Days on market

About this home

Come take a look at this charming 3 bd/ 2 ba home nestled on nearly a acre lot (.99 acre +/-), located in the Melchor Heights subdivision of Albemarle. This well-maintained home is move in ready. For your convenience, the home is well situated, being close to schools, hospital, downtown restaurants and shopping. The home boasts ample garage space having a single attached garage and two car detached garage for car enthusiasts or simply a multi-car household. Also included is a storage shed in the backyard. There are two separate HVAC units. The fireplace uses gas log, fueled by a propane tank outside behind shrubs next to chimney. The crawl space has vapor barrier installed along with a dehumidifier.

Property details

Beds
3
Baths
2
SqFt
1,976
Lot
Year built
1987
Type
Single Family
Days on market
32
Garage
3
Style
Colonial
Heating
Central, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,833/ month

Principal & interest
$2,384
Property tax (~1.05%)
$336
Homeowners insurance
$112
HOA dues

Down payment

$19,250 down · $365,750 financed

Income to qualify (28% rule)

~$121,439 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.