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John KurtzCharlotte · NC

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Monroe · Monroe, NC

1521 Black Walnut Street

Monroe, NC · 2,284 sqft

$415,000

Reduced from $425,000

  • 4Beds
  • 2.5Baths
  • 2,284SqFt
  • 2024Year
  • 52x179x103x152Lot
  • 22Days on market

About this home

Welcome home to this beautifully upgraded 2024-built home offering 4 bedrooms, 2.5 bathrooms, and 2,284 square feet of thoughtfully designed living space on a .28-acre cul-de-sac lot backing to woods. Located just minutes from Downtown Monroe, Monroe Country Club, Lake Lee, and Atrium Health Hospital, this move-in ready property combines convenience, comfort, and style. Step inside from the charming front porch to discover an inviting floor plan featuring LVP flooring throughout the entire main level, elegant coffered ceilings in the dining room, and upgraded wood tread stairs. The kitchen is the heart of the home with quartz countertops, stainless steel appliances, under-cabinet lighting, pantry, and an island with breakfast bar seating perfect for entertaining. Enjoy mornings or evening gatherings on the covered back patio overlooking the fenced backyard and wooded backdrop. Unlike new construction, this home already includes valuable owner-added upgrades such as a storage building, fence, laundry room cabinetry, ceiling fans, blinds, curtain rods, paint, landscaping refrigerator, washer, and dryer, and so much more. Upstairs, the spacious primary suite offers vaulted ceilings, a cozy window seat, walk-in closet, tiled flooring, soaking tub, and tiled shower. Three additional bedrooms, a versatile loft ideal for a media room, office, or potential 5th flex space, plus an upstairs laundry room provide plenty of room to fit your lifestyle. This better-than-new Monroe home delivers the upgrades, privacy, and location buyers are searching for.

Property details

Beds
4
Baths
2.5
SqFt
2,284
Lot
52x179x103x152
Year built
2024
Type
Single Family
Days on market
22
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$196 / qtr

Features

  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,119/ month

Principal & interest
$2,570
Property tax (~1.05%)
$363
Homeowners insurance
$121
HOA dues
$65

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$133,702 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.