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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

1526 Bills Creek Road

Lake Lure, NC · 1,280 sqft

$165,000

  • 3Beds
  • 1Baths
  • 1,280SqFt
  • 1890Year
  • 1Days on market

About this home

Situated on a sprawling 2.6 acre lot in Lake Lure, this character-filled home offers the peaceful retreat you’ve been looking for with the functional space you need. Beyond the classic aesthetic, the interior layout is surprisingly adaptable. The home features a versatile bonus room on the main level that's perfect for a dedicated home office. Downstairs, the basement area provides even more potential, ready to serve as a second office, quiet den, or hobby space. Whether you need room for remote work, guests, or storage, this home has you covered. Outside, the potential continues with multiple outbuildings and workshop areas. It is the ultimate setup for a craftsman, mechanic, or homesteader. With this property you have the freedom to create your dream mountain lifestyle just minutes from Lake Lure amenities.

Property details

Beds
3
Baths
1
SqFt
1,280
Lot
Year built
1890
Type
Single Family
Days on market
1
Style
Other
Heating
Propane, Wall Furnace
Cooling
Window Unit(s)
Foundation
Basement, Crawl Space
View
Mountain(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,214/ month

Principal & interest
$1,021
Property tax (~1.05%)
$144
Homeowners insurance
$48
HOA dues

Down payment

$8,250 down · $156,750 financed

Income to qualify (28% rule)

~$52,045 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.