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John KurtzCharlotte · NC

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Franklin · Franklin, NC

154 Cactus Lane

Franklin, NC · 1,069 sqft

$319,000

Reduced from $330,000

  • 3Beds
  • 2Baths
  • 1,069SqFt
  • 1969Year
  • 37Days on market

About this home

Location, Location, Location! This beautiful well-maintained, main-level living 3 bedroom 2 bath home is hidden in the quiet Hickory Knoll Subdivision yet so close to Franklin and its amenities. The home features one level living with a primary bedroom and ensuite. The kitchen has new appliances with gorgeous granite countertops. The living room has hardwood floors with a large picture window overlooking the front yard. The bathroom floors have ceramic tile. Around the back side of the home there is a Trex deck to enjoy the outdoors with steps to a level and open back yard. A fire pit in the back yard can be enjoyed year round! This home would make a great primary or secondary home in the mountains of western North Carolina. The home is located within minutes of gem mining, 45 minutes to the Cherokee Indian Reservation and Harrah's Casino and the Great Smoky Mountains National Park, and the Great Smoky Mountain Railway. Whether you come to play in the mountains or stay in the mountains, don't miss this opportunity to see this home!

Property details

Beds
3
Baths
2
SqFt
1,069
Lot
Year built
1969
Type
Single Family
Days on market
37
Garage
1
Style
Ranch
Heating
Electric, Forced Air, Heat Pump, Propane
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile
View
Mountain(s), Winter

Features

  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,347/ month

Principal & interest
$1,975
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues

Down payment

$15,950 down · $303,050 financed

Income to qualify (28% rule)

~$100,621 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.