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John KurtzCharlotte · NC

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Statesville · Statesville, NC

154 Cotton Field Drive

Statesville, NC · 2,766 sqft

$450,000

Reduced from $465,000

  • 4Beds
  • 4Baths
  • 2,766SqFt
  • 2024Year
  • 60Days on market

About this home

YOUR PRIVATE OUTDOOR OASIS AWAITS! With over $60k in premium improvements, this is an exceptional equity opportunity to own a "Better Than New" sanctuary. While others wait 9 months for a new build, you can move into this fully upgraded, 2.5-story masterpiece backing to a lush, private wooded buffer.

THE BACKYARD RESORT: Escape to your screened-in porch and massive paver patio featuring a premium hot tub and pergola - the perfect spot to unwind while overlooking serene, wooded views. This level of outdoor infrastructure is nearly impossible to find in new construction!

INTERIOR LUXURY: The open-concept main floor features a gourmet kitchen with quartz counters, a gas stove top, gas walled oven and convection microwave, stylish backsplash, and a massive island. Perfect for visitors, find a highly coveted main-floor guest suite with a full bath. The second level, anchored by a versatile loft, features the oversized primary retreat and two spacious bedrooms. Finally, the massive finished 3rd-floor flex space offers the perfect "bonus-plus" room for a cinema, gym, or 5th bedroom.

Why wait to build new when this home is move-in ready backing up to the woods, professionally landscaped exterior, the water (hot tub), retaining wall and EV charger already in place? Just minutes from I-77/I-40 for an easy commute to Mooresville or Charlotte, Lake Norman State Park and the 500 Club. Schedule your private tour today!

Property details

Beds
4
Baths
4
SqFt
2,766
Lot
Year built
2024
Type
Single Family
Days on market
60
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$50 / mo

Features

  • Attic Walk In
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Pantry
  • Hot Tub
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,361/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$50

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$144,084 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.