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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

1564 CC Road

Rutherfordton, NC · 1,333 sqft

$839,000

Reduced from $859,000

  • 2Beds
  • 3.5Baths
  • 1,333SqFt
  • 1997Year
  • 122Days on market

About this home

Experience privacy, beauty and freedom on nearly 20 unrestricted acres, an ideal setting for a family compound, homestead, retreat property or vacation getaway. Just 1.2 miles off the main highway, this serene estate offers the feeling of being on a permanent vacation while remaining close to modern conveniences. The charming main home, beautifully decorated and meticulously maintained, welcomes you with warm rustic character and modern comforts. Guests consistently describe the home as peaceful, restful and like being away on vacation. The showstopper is the expansive 670-square-foot covered porch pavilion, an outdoor living room ideal for entertaining, relaxing and taking in the quiet of the surrounding land. A separate guest house provides an inviting space for visitors, extended family or a future Airbnb income stream. With two creeks on the property, abundant hardwoods, open pasture and a previously cleared area suitable for adding a pond, the land offers unmatched versatility for homesteading, gardening, animals or multi-home development. The acreage is fully unrestricted according to listing records, making expansion easy. Outbuildings include a she-shed, man-shed, garage and a three-bay open barn ideal or storing equipment, vehicles or even a camper. The versatile workshop spaces are insulated with heating and air, offering year-round usability for hobbies or work. A road maintenance agreement with neighbors ensures reliable upkeep of the private gravel road. Two beautiful creeks flow across the property, and the acreage is pond and pasture ready. If you’ve been searching for privacy, natural beauty and freedom to live life your way, whether as a homestead, private retreat or generational property, this is the one.

Property details

Beds
2
Baths
3.5
SqFt
1,333
Lot
Year built
1997
Type
Single Family
Days on market
122
Garage
2
Style
Cabin
Heating
Central, Electric, Other - See Remarks
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space

Features

  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,175/ month

Principal & interest
$5,196
Property tax (~1.05%)
$734
Homeowners insurance
$244
HOA dues

Down payment

$41,950 down · $797,050 financed

Income to qualify (28% rule)

~$264,643 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.