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John KurtzCharlotte · NC

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McGrady · McGrady, NC

157 Wolf Trail #12

McGrady, NC · 408 sqft

$179,000

Reduced from $189,000

  • 1Beds
  • 1Baths
  • 408SqFt
  • 2002Year
  • 63Days on market

About this home

Welcome to your personal mountain retreat tucked away in the serene, gated Sleepy Ridge community of McGrady, NC. This fully furnished (inside and out) cozy cabin offers a peaceful escape with 1 bedroom, 1 bath, and an additional sleeping loft for guests or extra storage. The residence features a new mini-split HVAC system installed in 2023, ensuring year-round comfort. Inside you will find open-concept living with functional layout, wood flooring throughout, efficient electric heating/cooling system, built-in refrigerator, free-standing range, electric water heater included. The comfortable sleeping loft adds versatility to the space. This property is situated on 2.09 wooded acres offering seasonal mountain views, privacy, and abundant nature; a secluded lot with scenic surroundings. Includes four total lots, with one ideally positioned for building an additional cabin or expansion opportunity. Choose to relax or entertain on the open front deck or the screened-in porch. Located in a gated community with amended covenants that prohibit short-term rentals, this property is ideal as a personal getaway or future full-time residence. No HOA dues are required on vacant lots until homes are constructed; proposed annual dues (last voted on in 02/2025) are currently $900. Enjoy easy access to some of the region’s best outdoor attractions including the Blue Ridge Parkway, Stone Mountain State Park, and Millers Creek. The area combines rural tranquility with adventure and scenic mountain living.

Property details

Beds
1
Baths
1
SqFt
408
Lot
Year built
2002
Type
Single Family
Days on market
63
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space
Flooring
Wood
HOA dues
$900 / yr

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,392/ month

Principal & interest
$1,108
Property tax (~1.05%)
$156
Homeowners insurance
$52
HOA dues
$75

Down payment

$8,950 down · $170,050 financed

Income to qualify (28% rule)

~$59,676 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.