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John KurtzCharlotte · NC

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Lake Toxaway · Lake Toxaway, NC

1580 Fairway Drive

Lake Toxaway, NC · 2,554 sqft

$1,200,000

  • 3Beds
  • 3Baths
  • 2,554SqFt
  • 1996Year
  • 14Days on market

About this home

Tucked within the natural beauty of Lake Toxaway Estates, this thoughtfully updated mountain home offers a comfortable blend of modern style and relaxed mountain living. Located just over a mile from the Lake Toxaway Country Club and marina, the property provides both convenience and a peaceful, wooded setting.

The home features 3 bedrooms and 3 baths, along with a versatile bonus room anchored by a cozy fireplace—perfect for additional living space, a media room, or guest overflow. Recent updates to the kitchen and appliances, along with a beautifully renovated primary bath, bring a fresh, mountain-modern feel while maintaining a warm and inviting atmosphere throughout.

Outdoor living is equally appealing, with a fenced yard ideal for pets or play, and a firepit area designed for enjoying cool mountain evenings. A detached two-car carport includes additional workshop space, offering flexibility for storage or hobbies. A whole-home Kohler generator provides added peace of mind year-round.

Offered mostly furnished (with a few exceptions), this home presents a turnkey opportunity to enjoy the Lake Toxaway lifestyle—whether as a full-time residence or a mountain retreat.

Property details

Beds
3
Baths
3
SqFt
2,554
Lot
Year built
1996
Type
Single Family
Days on market
14
Heating
Forced Air
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$4,085 / yr

Features

  • Built-in Features
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,172/ month

Principal & interest
$7,431
Property tax (~1.05%)
$1,050
Homeowners insurance
$350
HOA dues
$340

Down payment

$60,000 down · $1,140,000 financed

Income to qualify (28% rule)

~$393,101 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.