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John KurtzCharlotte · NC

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Asheville · Asheville, NC

16 Spears Avenue #39

Asheville, NC · 1,171 sqft

$369,000

Reduced from $375,000

  • 2Beds
  • 2.5Baths
  • 1,171SqFt
  • 1983Year
  • 107Days on market

About this home

Beautifully updated townhouse in the highly convenient Oak Terrace community, just moments from UNCA, Merrimon Avenue, Five Points, and Downtown Asheville. This light-filled home offers an open floor plan with effortless flow for everyday living and entertaining. The renovated kitchen features granite countertops, soft-close cabinetry, stainless steel appliances, and generous prep space. Cozy up by the wood-burning fireplace or step outside to enjoy the private back deck surrounded by mature landscaping. Both upstairs bedrooms are spacious and feature ensuite bathrooms, creating ideal comfort and privacy for guests, roommates, or work-from-home living. Additional highlights include excellent closet space, a utility room with extra storage, and a high-efficiency washer and dryer installed in 2023. The roof was recently replaced, and the HOA covers exterior maintenance for easy, low-maintenance living. Oak Terrace is a charming, well-landscaped community with ample parking in one of Asheville’s most desirable central locations—offering exceptional walkability and quick access to dining, shopping, and everything downtown Asheville has to offer.

Property details

Beds
2
Baths
2.5
SqFt
1,171
Lot
Year built
1983
Type
Townhome
Days on market
107
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$306 / mo

Features

  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,021/ month

Principal & interest
$2,285
Property tax (~1.05%)
$322
Homeowners insurance
$107
HOA dues
$306

Down payment

$18,450 down · $350,550 financed

Income to qualify (28% rule)

~$129,507 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.