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John KurtzCharlotte · NC

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Monroe · Monroe, NC

1601 Sumpter Lane

Monroe, NC · 2,149 sqft

$398,500

  • 4Beds
  • 2.5Baths
  • 2,149SqFt
  • 2006Year
  • 1Days on market

About this home

Welcome home to this beautifully maintained 4-bedroom, 2.5-bathroom single-family residence spanning 2,200 square feet in the established Colonial Village neighborhood. Enjoy maximum peace of mind with a brand new roof installed in 2025 and a brand new HVAC system also replaced in 2025, ensuring years of worry-free efficiency. The exterior showcases timeless brick accents, while the interior features a spacious, inviting layout highlighted by a cozy masonry fireplace. Complete with an attached garage and a private backyard on a 0.27-acre lot, this home blends classic comfort with modern updates. It is perfectly located near local schools, parks, and downtown Monroe amenities. Schedule your private tour today!

Property details

Beds
4
Baths
2.5
SqFt
2,149
Lot
Year built
2006
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Permanent
HOA dues
$96 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,948/ month

Principal & interest
$2,468
Property tax (~1.05%)
$348
Homeowners insurance
$116
HOA dues
$16

Down payment

$19,925 down · $378,575 financed

Income to qualify (28% rule)

~$126,383 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.