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John KurtzCharlotte · NC

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Hickory · Hickory, NC

1604 4th Street NE

Hickory, NC · 2,744 sqft

$250,000

Reduced from $275,000

  • 4Beds
  • 3Baths
  • 2,744SqFt
  • 1948Year
  • 49Days on market

About this home

HUGE PRICE IMPROVEMENT! Walk in to a spacious and inviting home that blends comfort, functionality, and value. Offering just under 2800 square feet, this property features 4 bedrooms and 3 full bathrooms along with plenty of additional flexible space perfect for everyday living, entertaining, or creating a dedicated home office.

Step inside to find a light filled interior with a warm and welcoming atmosphere. The layout offers generous living areas designed for both relaxation and gathering, while the functional kitchen provides the perfect space to cook and connect. Each bedroom offers comfort and versatility, making this home ideal for a variety of lifestyles.

Recent updates include a new roof installed in 2025, giving added peace of mind for years to come. Thoughtful features continue outdoors, where French doors lead to a covered back porch that steps down to an open deck, creating a seamless transition for indoor and outdoor living. This space is perfect for morning coffee, evening unwinding, or hosting friends and family.

Situated in an established neighborhood, this home offers both privacy and convenience with easy access to shopping, dining, and everyday amenities. Priced below tax value and being sold as is, this property presents a fantastic opportunity for buyers to add their own personal touch while gaining immediate value. Whether you are looking for a primary residence or an investment opportunity, 1604 4th Street NE offers space, potential, and a location that is hard to beat.

Property details

Beds
4
Baths
3
SqFt
2,744
Lot
Year built
1948
Type
Single Family
Days on market
49
Style
Ranch
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Tile, Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,548
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,500 down · $237,500 financed

Income to qualify (28% rule)

~$78,856 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.