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John KurtzCharlotte · NC

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York · York, SC

1606 Ferdinand Lane

York, SC · 2,232 sqft

$649,900

  • 4Beds
  • 2.5Baths
  • 2,232SqFt
  • 2004Year
  • 7Days on market

About this home

Stunning and Private setting, two-story home on 2 acres in Derby Downs! New Roof/gutters installed in 2024. The well was redrilled and replaced with 1" piping and filter and pump were replaced in 2021. This beautifully maintained site-built home features soaring cathedral ceilings, a gas log fireplace in the great room, and an inviting wrap-around front porch perfect for enjoying the outdoors. The spacious kitchen boasts generous cabinetry, ample counter space, and quality appliances and pantry space. The main-level primary suite offers convenience and privacy, with 3 additional bedrooms upstairs. Downstairs utility room comes with washer/dryer and has laundry tub/countertop area. Step outside to your private backyard oasis featuring a large composite deck, 16' x 33' in-ground/heated pool (Installed in 2021) and hang out under the wired electric gazebo ideal for entertaining, watching TV and relaxing. Enjoy your summer in this fabulous back yard that is designed for effortless outdoor entertaining. There is an additional building/workshop (with lean to in back) for pool supplies, gardening tools or hobbies. Part of the backyard has black chain link fencing with plenty of room outside for gardening. Additional highlights include an attached 2-car garage, walk-in closet(s), beautiful hardwood floors and fresh paint throughout. A rare find — schedule your private showing today!

Property details

Beds
4
Baths
2.5
SqFt
2,232
Lot
Year built
2004
Type
Single Family
Days on market
7
Garage
2
Style
Traditional
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Wood
HOA dues
$325 / yr

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,810/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues
$27

Down payment

$32,495 down · $617,405 financed

Income to qualify (28% rule)

~$206,156 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.