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John KurtzCharlotte · NC

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Stanley · Stanley, NC

1606 High Ridge Drive

Stanley, NC · 3,123 sqft

$559,900

Reduced from $615,000

  • 4Beds
  • 3.5Baths
  • 3,123SqFt
  • 2003Year
  • 82Days on market

About this home

Buyers Welcome! Remarkable opportunity to own a spacious 2-story home with a fully finished basement + office in Lincoln County—situated on a private 0.8-acre lot in the highly sought after Forest Ridge Subdivision with NO HOA! This well-maintained home offers 4 beds/3.5 baths, providing flexibility and comfort for everyday living and entertaining. Enjoy fresh paint and new fixtures throughout, creating a modern, move-in-ready feel. Recent major updates include a brand-new 2025 HVAC system and a 2024 roof and gutters, offering peace of mind for years to come. The home features abundant storage on every level and a versatile basement ideal for additional living space, recreation, or a home office. Step outside to a balcony overlooking a large backyard, surrounded by woods for added privacy—perfect for relaxing, entertaining, or enjoying nature. With generous outdoor space and no HOA restrictions, the possibilities are endless, don’t miss your chance to own a home that combines space, style, and value in one of Lincoln County’s most appealing neighborhoods! Full Bathroom in Basement is fully functional and unpermitted.

Property details

Beds
4
Baths
3.5
SqFt
3,123
Lot
Year built
2003
Type
Single Family
Days on market
82
Garage
2
Style
Traditional
Heating
Ductless, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Ductless
Foundation
Basement
Flooring
Carpet, Linoleum, Wood

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Built-in Features
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Other - See Remarks
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,120/ month

Principal & interest
$3,467
Property tax (~1.05%)
$489
Homeowners insurance
$163
HOA dues

Down payment

$27,995 down · $531,905 financed

Income to qualify (28% rule)

~$176,607 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.