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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

1613 Umstead Street

Charlotte, NC · 4,187 sqft

$1,475,000

Reduced from $1,559,000

  • 4Beds
  • 4.5Baths
  • 4,187SqFt
  • 2024Year
  • 155Days on market

About this home

Wowza… What is NOT to LOVE? This is the kind of house your friends will immediately want to hang out in. Tucked between NoDa, Plaza Midwood, Vila Heights, and Uptown, this newer build was designed for people who love to entertain, host, and occasionally make the group chat a little jealous.

The third floor is the ultimate party trick — a full entertaining space with extra cabinetry, full-size fridge, dishwasher, and access to a covered terrace with skyline views that absolutely hits at sunset. Movie nights, game days, cocktails before dinner at Optimist Hall… this space was made for all of it.

Downstairs, the kitchen brings the drama in the best way possible with a massive waterfall-edge island, double ovens, gas cooktop, KitchenAid appliances, slim shaker cabinetry, and gorgeous white oak floors throughout. The kitchen flows effortlessly into the living area and out to the screened porch with TimberTech composite decking, because every good gathering eventually ends up outside.

Every bedroom has its own en-suite bath, all finished with gorgeous tile work that feels more boutique hotel than builder-grade. There’s also a practical drop zone for backpacks, gym bags, dog leashes, Amazon boxes, and all the stuff real life comes with. And unlike so many newer homes, this one still gives you a large fenced yard with room for dogs, gardening, cornhole tournaments, or future pool dreams. With this much space this is more than likely your “Forever Home”.

Then come the upgrades you may not notice right away… but your dad definitely will. Encapsulated crawlspace, foam-insulated attic, tankless water heater with recirculating pump, EV charger, hot/cold garage hose bibs, and thoughtful energy-efficient features throughout that make this home not just beautiful, but smart and comfortable too.

Stylish without trying too hard, loaded with quality upgrades, and close to some of Charlotte’s best restaurants, breweries, coffee shops, and nightlife — this is Charlotte living done very, very well.

Property details

Beds
4
Baths
4.5
SqFt
4,187
Lot
Year built
2024
Type
Single Family
Days on market
155
Garage
2
Heating
Central, Heat Pump, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood
View
City

Features

  • Attic Walk In
  • Drop Zone
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$10,855/ month

Principal & interest
$9,135
Property tax (~1.05%)
$1,290
Homeowners insurance
$430
HOA dues

Down payment

$73,750 down · $1,401,250 financed

Income to qualify (28% rule)

~$465,254 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.