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John KurtzCharlotte · NC

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Spindale · Spindale, NC

162 E Miller Street

Spindale, NC · 800 sqft

$169,000

Reduced from $175,000

  • 2Beds
  • 2Baths
  • 800SqFt
  • 1933Year
  • 28Days on market

About this home

What's not to love about this cute as a button circa 1933 cottage? Thoroughly updated, this home exudes southern charm from the covered front porch to the white shaker kitchen cabinets. Vaulted ceilings w/ample natural light, granite countertops, easy-care vinyl plank flooring throughout w/tile floors in both baths. No maintenance worries with brand new HVAC, metal roof and electric water heater. Public utilities and just minutes away from downtown Spindale or Forest City. This home is proof that good things can come in compact packages!!!

Property details

Beds
2
Baths
2
SqFt
800
Lot
Year built
1933
Type
Single Family
Days on market
28
Style
Cottage
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Foundation
Crawl Space
Flooring
Tile, Vinyl

Features

  • Breakfast Bar
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,243/ month

Principal & interest
$1,046
Property tax (~1.05%)
$147
Homeowners insurance
$49
HOA dues

Down payment

$8,450 down · $160,550 financed

Income to qualify (28% rule)

~$53,307 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.