Spruce Pine · Spruce Pine, NC
163 Walter Circle
Spruce Pine, NC · 2,364 sqft
$490,000
Reduced from $625,000
- 2Beds
- 2.5Baths
- 2,364SqFt
- 2005Year
- 74Days on market
About this home
Motivated Seller! Beautifully maintained home perched in the desirable Humpback Mountain community, set on 4.37 acres just minutes from the Blue Ridge Parkway. The main level features 1 bedroom, 1.5 bathrooms, walk in closet, an eat-in kitchen, and a spacious living room with vaulted ceilings and a stunning stone fireplace. The finished basement offers an additional bedroom and full bathroom, along with a laundry area, a cozy nook ideal for a home office or sewing space, and a second living area with a beautiful stone gas log fireplace. Enjoy multiple mountain views including Table Rock and Mount Mitchell with breathtaking sunrises and sunsets.
Property details
- Beds
- 2
- Baths
- 2.5
- SqFt
- 2,364
- Lot
- —
- Year built
- 2005
- Type
- Single Family
- Days on market
- 74
- Heating
- Propane
- Cooling
- Central Air, Electric
- Foundation
- Basement
- View
- Mountain(s)
- HOA dues
- $1,250 / yr
Features
- Attic Finished
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,710/ month
- Principal & interest
- $3,034
- Property tax (~1.05%)
- $428
- Homeowners insurance
- $142
- HOA dues
- $104
Down payment
$24,500 down · $465,500 financed
Income to qualify (28% rule)
~$159,023 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.