Skip to content
John KurtzCharlotte · NC

View all 21 photos →

Shelby · Shelby, NC

1631 Lincoln Drive

Shelby, NC · 1,211 sqft

$209,000

Reduced from $220,000

  • 3Beds
  • 1Baths
  • 1,211SqFt
  • 1962Year
  • 113Days on market

About this home

Charming and full of potential, this 3 bedroom, 1 bathroom home offers over 1200 square feet of living space with the flexibility for a potential 4th bedroom(4th bedroom is not currently heated and cooled so not counted in heated square footage). Original hardwood floors run throughout much of the home, adding warmth and character. Situated on over half an acre, the property includes a separate parcel, presenting a rare opportunity with potential for future expansion or the option to build an additional home. Conveniently located near Highway 74, the home provides easy access for commuters and is approximately 50 minutes from Uptown Charlotte. It is also just minutes away from the famous Bridge's BBQ! Crowders Mountain State Park is less than 25 minutes away. The new Catawba Two Kings Casino is also just a 20 minute drive. A unique offering with space, versatility, and long-term possibilities.

Property details

Beds
3
Baths
1
SqFt
1,211
Lot
Year built
1962
Type
Single Family
Days on market
113
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,538/ month

Principal & interest
$1,294
Property tax (~1.05%)
$182
Homeowners insurance
$60
HOA dues

Down payment

$10,450 down · $198,550 financed

Income to qualify (28% rule)

~$65,924 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.