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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

1632 Ferncliff Road #4

Charlotte, NC · 3,201 sqft

$1,699,900

  • 4Beds
  • 3.5Baths
  • 3,201SqFt
  • 2025Year
  • 4Days on market

About this home

Ferncliff at Cotswold presents Duet #4, one of only four luxury townhomes starting at $1,699,900 in one of Charlotte’s most desirable neighborhoods, just minutes from Uptown. This thoughtfully designed residence offers a main-level primary suite, open-concept living, and elevated designer finishes throughout. The chef’s kitchen features Bosch appliances, an oversized island, and a seamless flow into the dining area and great room, creating an ideal setting for entertaining. A covered rear lanai extends the living space outdoors. Upstairs includes two additional bedrooms and a spacious flexible living area easily suited for a fourth bedroom, media room, or office. Nestled within a walkable, tree-lined enclave in Cotswold, enjoy close proximity to premier shopping, dining, medical centers, and everyday conveniences. Limited opportunities remain. Some images shown are of the furnished model home for illustrative purposes only. Features, finishes, and selections may vary.

Property details

Beds
4
Baths
3.5
SqFt
3,201
Lot
Year built
2025
Type
Townhome
Days on market
4
Garage
2
Style
Contemporary
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$900 / qtr

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,811/ month

Principal & interest
$10,527
Property tax (~1.05%)
$1,487
Homeowners insurance
$495
HOA dues
$300

Down payment

$84,995 down · $1,614,905 financed

Income to qualify (28% rule)

~$549,050 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.