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John KurtzCharlotte · NC

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Mount Gilead · Mount Gilead, NC

164 Larboard Trail #B1

Mount Gilead, NC · 220 sqft

$68,000

  • 2Beds
  • 1Baths
  • 220SqFt
  • 2007Year
  • 28Days on market

About this home

Welcome to 164 Larboard Trail #1B, a 2-bedroom, 1-bath home located in the gated Twin Harbor community on Lake Tillery. Positioned on a corner lot with a sloped landscape, this property offers low-maintenance living ideal for a weekend getaway or full-time use.

The home features a covered porch for outdoor enjoyment and a functional kitchen equipped with a refrigerator, gas oven/range, and microwave.

Twin Harbor is a private, deeded-lot community with direct access to Lake Tillery, offering multiple boat launches, beach access, and a variety of recreational amenities. Residents enjoy a swimming pool, playgrounds, basketball and tennis courts, picnic areas, and additional community spaces for outdoor activities and gatherings. The community is known for its relaxed, recreational setting with convenient access to boating, fishing, and lake life.

A $100 transfer fee is required per Twin Harbor. All potential buyers must be accompanied by a licensed REALTOR®. Seller is motivated—bring all offers.

Property details

Beds
2
Baths
1
SqFt
220
Lot
Year built
2007
Type
Single Family
Days on market
28
Heating
Electric
Cooling
Electric, Window Unit(s)
Foundation
Pillar/Post/Pier
HOA dues
$550 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$546/ month

Principal & interest
$421
Property tax (~1.05%)
$59
Homeowners insurance
$19
HOA dues
$45

Down payment

$3,400 down · $64,600 financed

Income to qualify (28% rule)

~$23,412 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.