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John KurtzCharlotte · NC

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Peachland · Peachland, NC

164 New York Avenue

Peachland, NC · 2,231 sqft

$450,000

  • 3Beds
  • 3Baths
  • 2,231SqFt
  • 1972Year
  • 240x296x210x194Lot
  • 63Days on market

About this home

This rare 1.2-acre multi-use property, just 2 miles from Union County, offers exceptional investment potential with a one-owner full-brick ranch home that has been tastefully updated throughout. The main residence features a newly renovated kitchen with modern cabinetry, countertops, backsplash, and stainless-steel appliances, along with updated baths, spacious living areas, a brick-paver sunroom, abundant storage, and an oversized garage. A detached studio apartment with its own 2-car garage adds valuable flexibility for rental income, guest use, or on-site workspace. Grandfathered as residential but zoned Highway Business, the property opens the door to a wide range of commercial or mixed-use possibilities, making it an ideal opportunity for investors, entrepreneurs, or those seeking a live-work setup with room to expand. MLS commercial listing #4364961

Property details

Beds
3
Baths
3
SqFt
2,231
Lot
240x296x210x194
Year built
1972
Type
Single Family
Days on market
63
Garage
4
Style
Traditional
Heating
Forced Air, Propane
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$141,942 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.